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What is the difference between rural social security and urban social security?
The differences between urban social security and rural social security are: 1, and the objects of protection are different. The basic old-age insurance for urban employees is to protect urban employment groups; However, the new rural endowment insurance protects rural residents. 2. The basic old-age insurance for urban workers is mandatory according to the provisions of national laws and regulations, and employers, employers and employees, including individual workers, must pay fees in accordance with the provisions; The new rural insurance emphasizes the principle of voluntariness, and farmers participate voluntarily, which is also guided by the government according to the actual situation in rural areas at this stage, rather than mandatory orders. 3. Different financing structures. Employers are the main fundraisers of the basic old-age insurance for urban workers. Although individuals have to pay fees, the main part is paid by employers. The main payer of the new rural insurance is the government, which provides basic pensions to the elderly aged 60 and above (the current standard is 55 yuan per person per month) and subsidies to young adults. 4. Urban social insurance refers to the social insurance enjoyed by urban residents. The rural social security policy is guided by government organizations and adopts the system mode of combining social pooling with individual accounts. The old-age insurance policy, which combines individual contributions, collective subsidies and government subsidies, ensures the basic livelihood of farmers after they get old.
Legal objectivity:
Article 4 of the Social Insurance Law Employers and individuals in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
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