Hello please ask the Yichang City Labor Bureau of social security health insurance flexible employment personnel's health insurance in 2019 the contribution standard is how much

I. Difference:

1. The treatment of flexible employment personnel medical insurance is higher than the treatment of urban residents' medical insurance. Urban residents' medical insurance is the people not covered by the basic medical insurance and flexible employment personnel medical insurance, which belongs to the supplementary insurance. The payment of the bottom, less reimbursement (mainly for children, the elderly, etc.)

2, the flexible employment of the special kinds of illnesses are few. No account (medical insurance card is just an identification). The basic medical insurance has a personal account, the monthly personal contribution (excluding the large amount) and the unit's contribution to a certain proportion of the personal account, used to pay for the out-of-pocket portion of the visit to the doctor and the purchase of medicines

3, non-refundable, as long as the participant has completed the formalities, in the designated bank specified account deposits in full, and deduction success, is considered to be a flexible employment personnel health insurance policy identity. Regardless of whether the treatment waiting period has passed or not, it is not refundable. Because the fee has been entered into the health insurance fund, the health insurance fund can only be used for the payment of the participant's treatment. Participants after the payment of fees (except treatment waiting period) are health insurance coverage period, medical costs incurred during the coverage period, according to the relevant provisions of the corresponding treatment

4, the two can not be enjoyed at the same time, the same social security insurance, you can only enjoy a

Second, the insurance of urban residents, students, children, per person per year financing standard is 100 yuan, individuals pay 60 yuan of medical insurance premiums, the remaining 40 yuan subsidized by the government. The remaining 40 yuan is subsidized by the government. Seriously disabled, enjoying the low income treatment and students and children from families with special difficulties, individuals do not pay, medical insurance premiums are fully subsidized by the government. Non-working adult urban residents are financed at 560 yuan per person per year, with the following contribution and subsidy standards:

1. Individuals with severe disabilities, people receiving low-income insurance, people from special hardship families, and elderly people aged 60 or older from low-income families do not contribute, and the health insurance premiums are all subsidized by the government

2. Individuals aged 70 or older pay 120 yuan for health insurance, and the remaining 440 yuan is subsidized by the government. The remaining 440 yuan is subsidized by the government

3. Other non-working urban residents pay 330 yuan in individual medical insurance premiums, and the remaining 230 yuan is subsidized by the government

The urban residents' medical insurance is a medical insurance system that mainly covers urban minors and unemployed residents who do not participate in the urban workers' medical insurance.

The current situation of China's flexible employment personnel is mainly:

1, China's flexible employment personnel in a variety of forms

2, China's flexible employment personnel in large numbers, while the number of flexible employment personnel to participate in medical insurance is not large

3, China's flexible employment personnel work is characterized by the work of the temporary nature of the work, intermittent, unstable, and the income is not fixed. 4, the flexible employment personnel work is characterized by the temporary nature of the work, intermittent, unstable and income is not fixed. 4, flexible employment personnel to participate in medical insurance need to go through the procedure of attachment

5, flexible employment personnel to participate in medical insurance contribution base is generally 60% of the average annual salary of on-the-job workers in the previous year (6) flexible employment personnel to participate in medical insurance for the first time, after full payment of contributions, in a certain period of medical treatment waiting period before you can enjoy medical insurance benefits.

Four, the current flexible employment in the medical insurance problems are:

1, the number of participants is small, there is a certain degree of moral hazard

2, due to job instability, affecting the continuity of participation in the medical insurance

3, the average contribution level is low, affecting the fund's income

4, the transfer of inter-regional difficulties

5. Lagging management. According to the current situation and problems of flexible employment in China, this paper puts forward the following countermeasures and suggestions:

(1) Emphasize the mandatory nature of medical insurance, and insure as much as should be insured

(2) Strengthen the auditing of the contribution base, and collect as much as should be collected

(3) Improve the policy positively: establish a variety of forms of contribution levels corresponding to the enjoyment of different treatments; and set up a mechanism for transferring the medical insurance to other places

(4) Establish a mechanism for transferring medical insurance across regions

(5) Lagging management.

(4) pay attention to the management after participation, plug the loopholes, and prevent fraudulent insurance behavior

V. Flexible employment personnel health insurance to meet the conditions:

1. Part-time workers and other flexible employment personnel who do not participate in the basic medical insurance of employees in the employing unit

2. Individual industrial and commercial enterprises within the scope of the age of employment without employing workers

3. Reached the legal retirement age, but did not reach the monthly basic pension insurance entitlement contribution period, continue to pay the basic pension insurance premiums in the city

Sixth, flexible employment personnel health insurance contribution standards:

30 according to the current medical insurance treatment with the insured person in line with the corresponding contribution level of three, the contribution standard of 191.13 yuan per month, the participation in the insurance is not yet reached the age of five years, the participation in the insurance The actual number of months of contributions has not reached 5 years, enjoy preferential treatment, first according to the above contribution standards, monthly will enjoy the preferential part of the remaining to the payment of the bank card, look forward to know.

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