What if the social security accumulation fund is broken?

1. The years of endowment insurance, endowment insurance and medical insurance can be accumulated. After the interruption, the accumulated years can be collected, but the treatment will be affected. If you reach the retirement age, but still not enough for the minimum payment period, you can continue to pay the fees and pay them to the period stipulated by the state. Pension insurance 15, medical insurance payment period is 25-30 years for men and 20-25 years for women.

2. Medical insurance. It is worth noting that medical insurance is broken and medical insurance benefits will stop from next month. Re-payment can still be reimbursed. If the payment is cut off, the medical insurance card has a recovery period of 2 to 3 months. In these two to three months, only manual reimbursement can be made, so the medical insurance card cannot be reimbursed automatically.

3. Unemployment insurance, industrial injury insurance and maternity insurance. As for unemployment insurance, industrial injury insurance and maternity insurance, although these three types of insurance must be paid, the continuous impact is not too great, especially unemployment insurance, which has many restrictions, and the longest collection period is two years, which is basically negligible. From the second month after the suspension of maternity insurance payment, you can no longer enjoy the relevant treatment, and maternity insurance cannot be paid in your own name. After the interruption, the registration time needs to be recalculated.

4. Housing accumulation fund. Compared with social security, the suspension of provident fund has little impact, because if you are not in a hurry to borrow money to buy a house in the next year, the suspension will not have much impact; But it is best not to stop for too long, because the contribution ratio of the provident fund itself and the company is relatively high, 5%- 12%. The more you pay, the more you get.