What conditions do foreigners need to buy a house in Wuxi?

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There are certain conditions for foreigners to buy a house in Wuxi, and buyers can only qualify for buying a house if they meet the corresponding conditions. So what conditions do foreigners need to buy a house in Wuxi? What are the policies for foreigners to buy a house in Wuxi? Let's take a look with Bian Xiao!

What conditions do foreigners need to buy a house in Wuxi?

1. Proof of paying social security or individual tax for 12 consecutive months is required.

2 the use of provident fund loans, loans must be paid in the provident fund for more than 6 months.

3. If the building area is 70_, you can directly settle in Wuxi.

4. If the building area is less than 70_, you must pay social security for more than 3 years before you can buy a house.

The policy of foreigners buying houses in Wuxi;

1, the first house

In the original policy, the tax rate is 3% if the purchase area exceeds 144 _, while in the new policy, the tax rate is 1.5% for houses exceeding 90_. For the second set of improved housing, the tax rate for housing below 90% in the original policy is 3%, and the new policy is 1%. In the original policy, the housing tax rate of more than 90% was 3%, and the new policy was 2%.

2. Second Suite

If you buy a second suite, the down payment will be adjusted to 40%, and the interest rate will go up 10%. If the loan for the first suite has been paid off, the second suite can be counted as the first suite, and the loan interest rate is implemented according to the benchmark interest rate.

3. Newly purchased commercial housing

When buying a house, the buyer, whether it is a newly-built commercial house or a second-hand house, shall not transfer or go public for trading within 3 years after obtaining the real estate license.

How much down payment does Wuxi need to pay to buy a house?

1. Buy the first suite, the house area does not exceed 90_, and only the minimum down payment is 20%.

2. Buy a second family suite with a minimum down payment of 50%.

If you buy a three-suite family, the bank may refuse your loan demand.

4. In other cases, the minimum down payment is 30%.

The article concludes: Well, the knowledge about the conditions for foreigners to buy houses in Wuxi and the policies for foreigners to buy houses in Wuxi is introduced here. If you need more information, please continue to pay attention to Qijia. We will provide you with better and more exciting content in the future.

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