What's the difference between three risks and five risks?

The difference between five risks and three risks is as follows:

1, the proportion of medical insurance payment is different; Compared with the three social insurances, the five insurances not only have two kinds of protection. Moreover, in terms of medical insurance, the proportion of social security three insurances and social security five insurances is different;

2. Different types of insurance payment; Social insurance is the most basic social insurance, including endowment insurance, medical insurance and unemployment insurance. The five social insurances are based on the three social insurances, and two types of insurance are added: industrial injury insurance and maternity insurance.

Legal basis: Article 58 of People's Republic of China (PRC) Social Insurance Law.

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.

What's the use of five insurances and one gold?

1, participate in unemployment insurance, and if the unemployed meet the requirements, they will receive unemployment insurance benefits from the unemployment insurance fund;

2. Participate in work-related injury insurance, work-related injury identification and work-related injury insurance benefits;

3. Participate in medical insurance and enjoy basic medical insurance benefits in accordance with state regulations after retirement;

4, to participate in pension insurance, to reach the statutory retirement age, the cumulative payment of fifteen years, you can receive a monthly basic pension;

5. Participate in maternity insurance and enjoy maternity insurance benefits;

6. Payment of housing accumulation fund can be used for housing-related purposes. If you don't use it up when you are employed, you can also take it out at one time after retirement. In addition, the housing provident fund loan interest rate is lower than that of commercial loans.