Job Recruitment Website - Social security inquiry - Can I buy social security instead of medical insurance?
Can I buy social security instead of medical insurance?
1. As an enterprise employee, you can't just buy social security without medical insurance, because the enterprise where you work will buy five kinds of insurance in this social security at the same time. Flexible employees can only buy social security but not medical insurance.
2. There are five kinds of social insurance. Social security is commonly known as "five insurances", including endowment insurance, medical insurance, maternity insurance, industrial injury insurance and unemployment insurance.
3. Social security refers to a social and economic system that provides income or compensation for people who are unable to work, temporarily unemployed or suffer losses due to health reasons. If the employee's social security is paid by the company, it is generally five insurances. If you don't buy medical insurance, you can't pay social security alone. Only paying social security will not affect the pension benefits, but without medical insurance, once you get sick, you will have to pay at your own expense.
Social security is the abbreviation of social insurance, which is a social and economic system that provides income or compensation for people who have lost their ability to work, are temporarily unemployed or suffer losses due to health reasons. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. The main items of social insurance include old-age social insurance, medical social insurance, unemployment insurance, industrial injury insurance and maternity insurance.
Legal basis:
The Social Insurance Law of People's Republic of China (PRC) (revised on 20 18) Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in case of old age, illness, industrial injury, unemployment and maternity.
Tenth employees should participate in the basic old-age insurance, and employers and employees should pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.
Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
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