Social security monthly contribution base how to calculate

One, social security payment base how to calculate the base in the calculation of social security base at least need to know the individual's average monthly salary in the previous year (or the local average monthly salary of employees in the previous year). Chongqing urban social security, for example: Chongqing Municipal Bureau of Human Resources and Social Security in 2017 announced the annual average wage of urban non-private sector on-the-job workers for 67,386 yuan, that is, the average monthly salary of employees for 67,386 ÷ 12 ≈ 5616 yuan / month. The calculation of social security base is based on 60%-300% of the average monthly salary, so the minimum standard of social security base in Chongqing Municipality is 5,616 × 60% ≈ 3,370 yuan/month; the maximum standard is 5,616 × 300% = 16,848 yuan/month. So the social security base for urban social security in Chongqing is 3370 yuan to 16848 yuan. Second, individuals pay social security how to pay no work unit of individuals who want to pay social security, you can choose flexible employment social security. The company to pay social security is mandatory for the state, and individual payment of social security can be voluntary insurance, personal payment of social security can only be handled in the hukou location, the purchase of social security myself with my valid ID card and hukou book, to the local human resources and social security bureau business window to choose "flexible employment personnel" social security for the insured need to choose the base and mode of payment, for example, to participate in the social security system, and the social security system is a very important part of the social security system. Participants need to choose the base and mode of payment, for example, participants can provide a bank card number, the bank deducts the annual premiums, according to the requirements to fill out the application form for participation, and then submit, successful payment of the Human Resources and Social Security Bureau will handle the registration of participation, usually after 1-2 months, the participant can apply for social security card. Individuals to buy social security, you can only buy pension insurance, medical insurance two kinds of insurance, premiums are all borne by the participants personally, individuals to buy social security contributions, is the local social wage as the basis for choosing the grade, generally divided into five grades, ranging from 40% to 300%. Participants are free to choose the level of contribution, the contribution ratio of 20% for pension insurance and 4% for medical insurance, all borne by the individual. If the average monthly salary is 6,000 yuan, and the insured person chooses the contribution base of 60%, then the base of social security is 6,000 * 60% = 3,600 yuan, then the insured person needs to pay 3,600 * 20% of the monthly pension insurance = 720 yuan, and the monthly medical insurance needs to be paid for 3,600 * 4% = 144 yuan, so each month you need to pay 864 yuan. The cost of social security for one year is 10,368 yuan, and social security needs to be paid for at least 15 years, so if you buy social security, you will have to pay 155,520 yuan for 15 years, which is not a small amount of money. Note that each region of the social level salary, contribution grade are different, so the specific need to pay the premium will be different, it is recommended that before buying social security can go to the local social security bureau to consult in detail.

The Labor Law Article 72 of the social insurance fund in accordance with the type of insurance to determine the source of funds, and the gradual implementation of social integration. Employers and workers must participate in social insurance and pay social insurance premiums in accordance with the law.