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Will it be cheaper to buy medicine with social security card?
In the first case, when the insured buys prescription drugs in designated retail pharmacies, he must prepare, purchase and use them in strict accordance with the provisions of the state with the prescription of a practicing physician or assistant practicing physician. As for which drugs are prescription drugs, the state has unified regulations. Insured people can buy prescription drugs at designated retail pharmacies with a doctor's prescription, as long as the balance in their personal accounts is enough to pay the current drug expenses, and there is no minimum accumulation requirement in their personal accounts.
In the second case, the insured can buy over-the-counter drugs in designated retail pharmacies with a doctor's prescription, as long as the balance in the personal account is enough to pay the current drug expenses, and there is no minimum accumulation requirement in the personal account.
In the third case, the insured person purchases non-prescription drugs in designated retail pharmacies without a doctor's prescription, and the balance of his personal account should exceed the minimum accumulated amount before he can purchase drugs by credit card.
Legal basis: People's Republic of China (PRC) Social Insurance Law.
Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.
Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units.
The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.
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