What will be the impact of social security payment?

The social insurance payment is cut off, which makes citizens unable to enjoy social insurance benefits and directly affects the social insurance payment period; The payment of social security will seriously affect the residence permit in different places, the settlement of points and the enjoyment of related services.

First, social security payment is interrupted, and citizens cannot enjoy social insurance-related benefits.

Affect the term of endowment insurance

According to Article 15 of the Social Insurance Law of People's Republic of China (PRC) (1), the basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population and so on.

If the social security of citizens is interrupted, it will directly affect the accumulation of basic pension.

(two) affect the medical insurance can not enjoy and reimbursement.

Social security was interrupted before retirement, and citizens could not enjoy medical insurance-related treatment and reimbursement. Taking the impact of Chongqing medical insurance suspension (II) as an example, the unit has suspended its participation and stopped enjoying medical insurance benefits (including personal accounts) since the next month of suspension. After the employer and its employees pay the basic medical insurance premium according to the regulations, the employees will enjoy the basic medical insurance benefits from the next month. If you continue to participate in the insurance as an individual and pay in full within 3 months after leaving the unit, the expenses incurred during the period will be reimbursed according to the regulations.

Social security is interrupted during retirement, and you can still enjoy medical insurance. Women have to pay 20 years and men have to pay 25 years.

If the insurance has not been renewed for more than 3 months, the continuous payment period will be recalculated, and the medical insurance reimbursement amount and the medical insurance amount for major diseases will also be affected.

Unemployment benefits are affected after unemployment.

Article 45 (3) of the Social Insurance Law of People's Republic of China (PRC) * * * Unemployed persons who meet the following conditions shall receive unemployment insurance benefits from the unemployment insurance fund. If a citizen leaves the hospital or the social security is interrupted by the current employer, it will affect the citizens' inability to enjoy unemployment benefits after unemployment.

1. Before unemployment, the employer and I have paid unemployment insurance premiums for one year;

2. Discontinue employment not because of my will;

3. Persons who have registered unemployment and have job requirements.

(four) affect the treatment of work-related injuries.

Item (4) of Article 36 of the Social Insurance Law of People's Republic of China (PRC) stipulates that employees who are injured by accidents or suffer from occupational diseases at work shall enjoy work-related injury insurance benefits; Among them, those who lose their ability to work after the appraisal of their ability to work enjoy disability treatment.

If a citizen is interrupted by the employer during his work, he will no longer enjoy the relevant work-related injury treatment during his work. If the work-related injury expenses are paid by the employer and the social security is interrupted after leaving the company, the work-related injury benefits will be cancelled directly and will no longer be enjoyed.

(five) affect the maternity insurance benefits.

After the interruption of social security, maternity insurance benefits will also be interrupted and cannot be enjoyed. If the employee plans to get pregnant, but the social security is interrupted by the unit, the employee will not be able to enjoy the local maternity insurance benefits because he does not meet the local maternity insurance regulations.

Take the Implementation Measures of Shenzhen Human Resources and Social Security Bureau on Allowances (V) as an example, the conditions that local employers need to meet when applying for allowances:

1. If employees have participated in maternity insurance for a total of 1 year and the employer has paid maternity allowance to them, the employer may apply to the social insurance agency in the overall planning area for the allocation of maternity allowance from the month following the employee's birth or the implementation of family planning surgery 1 year.

2. If an employee who has participated in maternity insurance for less than 1 year gives birth or performs family planning operation, the employer may apply to the social insurance agency in the overall planning area for the allocation of maternity allowance within 1 year after the employee has paid maternity insurance for 12 months and paid maternity allowance to the employee in advance.

Second, the interruption of social security payment will affect citizens living in different places to apply for residence permits, points settlement and other documents.

At this stage, in most areas, citizens who live in different places, apply for residence permits, take driver's licenses, and even settle in different places have the requirement of continuous insurance. If the social security of citizens is interrupted, it will directly affect their inability to enjoy the local convenience policy in different places.

Take Beijing Residence Permit (VI) as an example. The proof of residence time provided by the local authorities in different places can be handled by using the Beijing residence registration card or temporary residence permit that has expired for 6 months and is valid, or by paying the tax payment certificate or social security certificate in Beijing for 6 months continuously, or by using a valid work residence permit.

Citizens have not applied for a registration card in Beijing, and social insurance participation has been interrupted for less than 6 months, which will lead to the inability to apply for a residence permit in a different place.

Considering the importance and influence of social insurance, citizens are not advised to stop paying social insurance at will.

Reference data

Article 15 of the Social Insurance Law of People's Republic of China (PRC).

Chongqing's influence on medical insurance after suspension.

Article 45 of People's Republic of China (PRC) Social Insurance Law.

Article 36 of People's Republic of China (PRC) Social Insurance Law.

& lta href = "/sbjjbj/zcfggfxwj/sybx/20 1507/t 20 150722 _ 3 1 1877 1 . htm " rel = " no follow " class = " iknow。 Measures of Shenzhen Municipal Bureau of Human Resources and Social Security for implementation.

Beijing residence permit processing.