What are the consequences of stopping social security payment for 3 months?

If you stop paying for 3 months, you won't be eligible for Medicare, which means you won't be able to get reimbursed for your hospitalization. If you stop paying for 3 months and then continue to pay, and also pay up what you owe, you will not be affected, not only can you enjoy the health insurance policy, but also can get the money of the pension insurance.

Social security is a basic guarantee to protect the future of life, not simply how much to invest, how much to enjoy the problem. Because there are too many irresistible factors in life, some people often get sick or have a serious illness, then the health insurance is very important; some people have a long life, then the pension is far more than the amount of contributions. So the social security of the future life of a kind of basic protection, which is the most important.

Social security refers to what is usually called social insurance in the name of the individual to participate in the social security, social security is a basic guarantee for future life. Social security is a kind of guarantee for securing the future life, the state encourages that all those who are in a position to do so should pay social security.

Expanded information:

Precautions for stopping payment of social security for 3 months:

1, can only participate in the old age pension, maternity, medical insurance, can not participate in the work injury, unemployment insurance.

2. Medical expenses for major diseases incurred 6 months after the initial contribution of the insured can enjoy the treatment of major disease medical insurance. The insured person who participates in the major illness medical insurance shall make contributions continuously without any interruption. If contributions are overdue for three months, it is regarded as a break. If the insured person has paid contributions continuously for five years before the break and has not been reimbursed for major medical expenses, the time of his/her re-payment shall be counted consecutively;

If the insured person has paid contributions for less than five years, or if he/she has paid contributions for more than five years but has been entitled to the treatment of major medical insurance, he/she shall be entitled to the treatment of major medical insurance for major medical expenses that occur six months later when he/she pays the contributions again, in accordance with the provisions of the present Measures. And, only the one-time hospitalization medical expenses exceeding 1,300 yuan will be reimbursed, and outpatient and emergency room expenses will not be reimbursed.

3, apply for the bank "medical insurance debit card" if the use of 18-digit ID card is not, please go to the bank in a timely manner to change and to the employment agency or talent to register, or the social security center will not be able to transfer money.

4. Ensure that there is enough money in the bank debit card to make the transfer and that there is a balance of at least 10 yuan after the transfer.

5. Please receive your Municipal Health Insurance Handbook 2 months after you have completed the enrollment process. If you have not received your handbook for more than 6 months, you will need to reapply to receive it (it will take 1-2 weeks).

6. Every April, the insurance base will be changed and the fees will be changed, so it is recommended to make the balance of your bank debit card not less than 400 RMB before April every year, and you can go to the bank at the end of April and print out the statement in order to know the payment standard of the new year.

7, individual filers in the first and second of three consecutive months in arrears, according to the policy, the second and third month of the basic medical treatment is temporarily interrupted. If all fees are paid in full by the 10th day of the last month of the third consecutive month in which fees are due, the temporarily interrupted health insurance benefits will be resumed.

8. If you fail to deposit enough cash in your bank debit card before the 10th day of the third consecutive month of contributions for personal reasons, and if you are in arrears for three consecutive months, your medical insurance benefits will be automatically suspended, and the Agreement on Individuals Entrusting Depositors with the Payment of Basic Medical Insurance Premiums and Large Amounts of Mutual Medical Benefits will become invalid on its own. expired.

9. After the medical insurance has been interrupted by three consecutive months of arrears, if the filed individual requests to continue to participate in the insurance, he/she must take the Medical Insurance Handbook and the debit card statement issued by his/her bank, and go to the center to re-sign the "Individual Entrusting the Filed Individual with the Payment of Basic Medical Insurance Premiums and Large Medical Mutual Funding Agreements".

10. The basic medical insurance handled by individual filers is only responsible for the medical expenses arising from hospitalization within the effective period of the participant's medical insurance. The starting payment for the first hospitalization in the same natural year is 1,300 yuan, and the starting payment for each hospitalization after (and including) the second in the year is 650 yuan.

The ceiling of the basic medical insurance fund is 70,000 yuan in a natural year, and the maximum payment limit of the large medical mutual aid fund is 100,000 yuan in a natural year. The minimum reimbursement for the portion of the basic medical insurance fund above the starting payment is 85%.

For the medical expenses that exceed the ceiling of the basic medical insurance fund (70,000 yuan) in a natural year, 70% of the large medical expenses will be paid by the large medical expenses mutual aid fund, and the individual will bear 30%.

Outpatient clinics are excluded from the scope of reimbursement.

11, after retirement, if you want to enjoy the medical insurance treatment, the cumulative years of actual and deemed contributions before retirement men and women must reach 25 years and 20 years, respectively.

Baidu Encyclopedia - Individual Social Security