Social security and rural pension insurance conflict

Rural old-age insurance is a social security undertaking organized and implemented by the government in accordance with the relevant provisions of the state to protect the basic livelihood of elderly rural residents. And social insurance is a social and economic system to provide income or compensation for the population who are incapable of working, temporarily lost their labor positions or suffered losses due to health reasons. The main programs include old-age insurance, medical insurance, unemployment insurance and so on. Both rural insurance and social security are important parts of China's social security system. So, is there any conflict between the two? I will introduce you in a moment.

A, social security and rural pension insurance conflict

Rural pension insurance and social pension insurance conflict.

Social pension insurance includes three components: urban workers' pension insurance, urban residents' pension insurance and new rural pension insurance, but the urban workers, urban residents, new rural three insurance is interchangeable and mutually exclusive. It is to participate in the urban workers. Can not participate in urban residents and new rural; participated in the new rural can not participate in urban workers or urban residents.

Second, the rural elderly to pay the pension insurance process

16 years old, with local agricultural household registration, did not participate in the basic pension insurance for urban workers in rural areas (excluding school students), you need to bring the household register and the original identity card, to the domicile of the village (neighborhood) committees to participate in the application for the new rural social security, to choose the contribution level, to fill out the "new rural social insurance", and the "new rural social security", and the "new rural social security". Fill in the New Rural Social Pension Insurance Registration Form. If you are unable to fill in the form yourself, you can have a relative or village coordinator fill in the form for you, but you must sign, sign or leave fingerprints to confirm.

The village coordinator is responsible for checking whether the relevant materials of the insured are complete, signing and stamping the official seal of the village (neighborhood) committee on the "insurance form", and reporting the "insurance form", the household register and the copy of the resident's identity card to the township office in accordance with the specified time limit. Participating farmers can also go to the township office directly to handle the relevant procedures.

The township office is responsible for the preliminary examination of the relevant materials of the insured person, and after the error is correct, the registration information will be entered into the agricultural insurance information system in a timely manner, and the official seal will be stamped on the "insurance form", and the "insurance form", a copy of the household registration book, a copy of the resident's identity card and other materials will be reported to the county social security institutions in accordance with the prescribed time limit.

The county-level social security institutions should review the relevant information of the insured (which can be compared with the information database of the public security department), and confirm the registration information after it is correct, and at the same time set up individual accounts for them, and file the relevant materials in a timely manner for the record.

Three, what is the impact of social security break a month

Social security interrupted, if you still want to buy a car to buy a house, can only recalculate the number of years, pay a full 5 years to qualify.

However, the years of social security contributions for pension and medical insurance can be accumulated, and if they are interrupted, they can continue to pay when they are able to do so. If you have not paid enough years by the retirement age, you can choose to make a one-time retroactive payment.

1, needless to say, people living in big cities know that, for example, Beijing, if you are a foreign account, only in Beijing for five consecutive years on the social security, you can shake the number to buy a car and buy a house, where social security refers to five insurance, as long as you interrupt a day, you have to recalculate five years.

2, social security in the pension insurance, according to the "Interim Measures for the Administration of Employee Basic Pension Insurance Individual Accounts", the pension insurance paid 15 years after retirement to enjoy life. Generally these 15 years is cumulative calculation, the middle if broken, can be renewed, but even if renewed, will affect your future retirement treatment. Pension insurance interruption contributions for a few years, the basic pension insurance benefits will be less than a few percentage points of the calculation ratio.

3, medical insurance women to pay enough 20 years, men to pay enough 25 years, retired to enjoy life. Medical insurance has a 3-month buffer from the date of stopping payment, and if this period is exceeded, the number of consecutive years of payment should be recalculated. For the interruption of medical insurance, the most direct impact is that there is no medical reimbursement function, the suspension of the medical expenses incurred during the period will not be reimbursed, only after the renewal of the period of medical expenses can be reimbursed.

4, for a few other insurance, the break in the payment of fees did not have much impact, such as unemployment insurance, maternity insurance, housing provident fund, these three, as long as the use of the previous payment of enough 1 year on the line, and workers' compensation insurance is that payment is used.

Social security broken processing

Commuters: 1, soon after the resignation, and in the original city to find a new job, the information to the new unit of the Ministry of Personnel, so that they can help continue; 2, resignation to change the city of work, the need for social security account of the transfer of the other side of the country.

Freelance:1, people with local accounts can pay social security through social security agency service companies.2, if the collective account, account files are placed in the talent market, you can pay through the talent service center.

In summary, there is a conflict between the two. If the two are purchased at the same time, the future retirement, you can only receive a, that is, repeated payment, it is recommended that a cancel. Now the labor law provides, to participate in the unit, must pay the social security, you as long as the cumulative contribution of 15 years, you can reach the retirement age to receive retirement pay. Therefore it is still recommended to buy just one. If you still have questions, you can continue in the legal advice.