What is the difference between Shenzhen social security comprehensive medical insurance and labor medical insurance?

As far as the medical treatment procedure is concerned, the insured person of comprehensive medical insurance can choose designated medical institutions for medical treatment, but the insured person of migrant workers' medical insurance must first seek medical treatment in the selected designated medical institutions (that is, bound community health centers), and then make referrals when necessary.

As far as the source of expenses is concerned, the outpatient expenses of comprehensive medical insurance participants are paid from personal accounts. Outpatient expenses exceed the average annual salary of urban workers in the previous year 10%, and 70% of the excess is paid by the overall fund; However, the insured migrant workers have no personal account, and their outpatient expenses are paid from the migrant workers' medical insurance outpatient fund. Both reimbursement amounts are limited by the "capping line".