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Can Anhui social security individuals pay at the age of 47?
Payment of social security:
1. If it is social security for urban workers, it must be paid at the age of 47, and it is compulsory. Individuals need to pay medical insurance, old-age insurance and unemployment insurance, among which the personal contributions of old-age insurance and medical insurance are all in personal accounts. (If flexible employees are insured for social security, they will be credited to individual accounts according to the proportion of payment);
2. In terms of social security for urban and rural residents, social security payment follows the principle of voluntariness, and you can choose whether to pay social security according to your own wishes and choose different grades to pay. Even if you are 47 years old now, you can pay social security. Individuals need to pay medical insurance and endowment insurance. Medical insurance is effective in the year when the insured person is insured, and the amount of endowment insurance is deposited into personal account. When eligible, basic pension and personal account pension will be paid to the insured on a monthly basis.
Personal social security payment steps are as follows:
1, individual application, the applicant holds ID card, household registration book and its copy, residence certificate issued by the community, and two recent one-inch bareheaded color photos, and goes to the district and county public employment agencies and talent exchange centers where the household registration is located or lived to apply for insurance;
2, the public * * * employment agencies accepted, audited in accordance with the provisions of the flexible employment insurance, by the public * * * employment agencies or talent exchange center for the applicant to establish insurance files;
3. After the agency handles the insurance registration, the public employment agency or the talent exchange center applies to the endowment insurance agency for the insurance procedures, and the agency shall handle the insurance registration for the applicant in time and establish a personal account. The applicant shall pay the old-age insurance premium according to the regulations, which shall be paid by the public employment agency or the talent exchange center.
Two calculation methods of individual paying social insurance;
1, paid by the unit, that is, the unit and the individual pay the same fee. In this way, the unit pays part, and the individual pays part according to the average monthly salary of the individual in the previous year. The individual pays 8% of the average monthly salary of the individual in the previous year, 2% of the medical insurance and 0.5-1%of the unemployment insurance.
2. For social insurance paid by individuals as freelancers, according to the specified payment base, according to a certain proportion, the general old-age insurance is paid at the rate of 18-28%, and the medical insurance is generally paid at the rate of 6- 10% of the local average wage level.
To sum up, you can pay old-age insurance at the age of 47, as long as you pay 15 years.
Legal basis:
Article 10 of People's Republic of China (PRC) Social Insurance Law
Employees should participate in the basic old-age insurance, and employers and employees should pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals should pay the basic old-age insurance premium.
The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.
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