How many years will social security be paid?

The individual payment period is accumulated to 15 years, and the basic pension is paid monthly after retirement. The social security payment period refers to the accumulated years that employers and employees pay social insurance premiums such as pension, medical care and unemployment in accordance with regulations, and is one of the bases for calculating social insurance benefits. According to the law, the social security must be paid at least 15 years, and 15 years is the minimum base, and it cannot be interrupted in the middle, and late fees will be paid for subsequent contributions. Every year after 15, the proportion of retirement pension will increase. After participating in the basic old-age insurance, if the payment is interrupted, the personal account pension will first be fixed and stagnant, and the payment period of the interruption time naturally cannot be added to the combined payment period. When retiring in the future, the basic pension is relatively low when calculating retirement benefits according to the accumulated payment period. Secondly, the amount of personal account savings is small, and the personal account pension is also reduced. When adjusting the pension level in the future, the pension level caused by the interruption of payment is low and will not be tilted. Generally speaking, the loss caused by interruption of payment is far greater than the basic old-age insurance premium saved by interruption of payment. When people who don't pay fees reach retirement age, they should first look at whether their accumulated payment period has reached 15. If the accumulated payment period is less than 15, they can only return the personal payment part of their personal account to themselves at one time, which cannot guarantee their basic living needs after the evening. After the payment has expired 15 years, those who have not reached the retirement age will no longer pay the pension. After they reach retirement age, they will calculate their pension according to the average social wage of the previous year when they stop paying fees, not according to the average social wage of the previous year when they retire.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC). Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.