Beijing social security card and medical insurance card

Social security card is not a medical insurance card, so it is not a card, but it has the function of a medical insurance card. Social security cards are currently mainly used in the field of basic medical insurance. Generally speaking, compared with the traditional medical insurance card, the biggest advantage of social security card is that it can be settled in real time. Take Beijing as an example. In the past, the insured had to pay in advance, and the reimbursement process took at least two or three months. If you are hospitalized, you should pay in advance, and then go to the relevant departments to apply for reimbursement. With the social security card, the insured person does not need to take a lot of cash to the hospital, because the social security card has achieved "zero advance". After holding a card for medical treatment, patients only bear the medical expenses paid by individuals and at their own expense, and the expenses that should be reimbursed are directly settled by medical institutions and medical insurance departments. The reimbursement problem that used to take several months to solve may now be easily solved in just a few tens of seconds.

Legal objectivity:

"Detailed Rules for the Implementation of the Social Insurance Law of People's Republic of China (PRC)" Article 8 If the medical expenses incurred by the insured in the agreed medical institutions meet the standards of the basic medical insurance drug list, diagnosis and treatment items and medical service facilities, they shall be paid from the basic medical insurance fund in accordance with state regulations. If the insured really needs emergency treatment and rescue, he can seek medical treatment in a non-agreement medical institution; The scope of drugs that must be used for rescue can be appropriately relaxed. The specific measures for the administration of emergency and rescue medical services of the insured shall be formulated by the overall planning area according to the local actual situation.