Job Recruitment Website - Social security inquiry - Can the social security paid by the unit to employees be refunded?

Can the social security paid by the unit to employees be refunded?

Whether the social security paid by the unit to employees can be refunded mainly depends on the specific social security policies and regulations. Generally speaking, social security is a system established by the state and units to protect the social welfare of employees, including endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance. Employees and units pay social security fees according to a certain proportion in order to provide corresponding protection when employees need it.

In most cases, the social security fees paid by the unit for employees are non-refundable. This is because the social security fee is used for the whole social security system. Once paid, it will enter the social security fund to pay the social security benefits of all insured persons. Therefore, individuals cannot ask for a refund of the social security fees they have paid.

However, in some special circumstances, employees can request a refund of some social security fees. For example, employees who continue to pay social security in the new company after leaving the company can apply to transfer the balance of the social security account of the original company to the new company. In addition, if an employee dies before reaching the statutory retirement age, his/her survivors can apply for returning the pension insurance balance in the employee's personal account.

To sum up:

In most cases, the social security fees paid by the unit for employees are non-refundable, because they have entered the social security fund to pay the social security benefits of all insured persons. However, in some special circumstances, such as transferring the balance of social security account after leaving the company or applying for returning the balance of old-age insurance by survivors, employees or their survivors may request the return of part of social security fees.

Legal basis:

Article 61 of People's Republic of China (PRC) Social Insurance Law stipulates: "Social insurance premiums will not be refunded. However, unless otherwise provided by laws and administrative regulations. " At the same time, the Social Insurance Law of People's Republic of China (PRC) also makes detailed provisions on the payment, management and use of social security fees. We should refer to these legal provisions when dealing with issues related to social security.