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How to deal with social security failure
1. The insured person has participated in the basic medical insurance for more than 2 years (including 2 years) continuously, and the insured relationship switches between employee medical insurance and resident medical insurance due to personal identity changes such as employment, and the payment is interrupted for less than 3 months, so the insured person can enjoy the treatment normally after paying the fee, ensuring the seamless connection of the treatment of the insured person.
2. If the payment is interrupted for more than 3 months, the overall planning area can set a waiting period of no more than 6 months according to its own situation, and the original insured relationship will be suspended after the waiting period expires.
Influence of social security withholding
1, affecting medical insurance benefits
The role of medical insurance is to reimburse medical expenses. Usually, women have sex for 20 years and men have sex for 25 years. Only when they retire can they enjoy life. Once they stop paying fees, they can't enjoy reimbursement.
Generally speaking, the longer the continuous payment time of medical insurance, the higher the annual reimbursement ceiling. Medical insurance has a buffer period of 3 months from the date of suspension. Over this period, recalculate the continuous payment period.
2, affect the pension insurance benefits
After the pension insurance has been paid for 15 years, you can enjoy life after retirement. Generally speaking, this 15 year is calculated cumulatively. If it is broken in the middle, it will be fine to continue. However, endowment insurance means that the longer the payment time, the more pensions you get. If it is paid off, it will affect your future pension benefits.
3, affect maternity insurance benefits
One of the conditions for enjoying maternity insurance benefits is that the employer continuously pays maternity insurance premiums in full for employees 1 year and above. If the woman's maternity insurance is interrupted during childbirth, she cannot enjoy maternity insurance benefits.
4, affect the treatment of work-related injury insurance
Industrial injury insurance pays immediately. If it is paid off, even if you are injured on business, you can't enjoy the corresponding compensation. Industrial injury insurance is different from medical insurance. It does not reimburse the cost of treatment, but pays according to the level of disability.
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