Regarding social security, I have bought it for several years, and I feel that I can't afford it now. Is there any way to get a refund?

Regarding social security, I have bought it for several years, and I feel that I can't afford it now. Is there any way to get a refund?

Yes, the more you pay for social security, the more you pay. It is calculated according to the local social wage of the previous year, which is different every year.

For example, the average salary of a prefecture-level city is 20,000, then the pension insurance payment is 20,000 * 20% = about 4,000/year, and the medical care is 20,000 *10% = about 2,000/year.

In addition, it is also stipulated that the lowest grade and the highest grade are not less than 60% of the average monthly salary of social workers, and the highest grade is 300% of the average monthly salary of employees. Generally, the lowest grades are mostly.

You can apply to the local social security bureau according to your actual situation. Procedures include my ID card, surrender application and payment of social security information (pension book, medical insurance card).

And only pension and medical insurance.

However, it should be noted that the fees paid by social security are managed by two accounts, namely individual account and overall account. If you take it out, you can only get the amount in your personal account. However, most of the money went into the general account. Originally, there was not much money in the personal account, and only a part of it could be taken out of the personal account, even less, generally ranging from tens of yuan to hundreds of yuan, depending on the time period and grade of payment.

Finally, I suggest that you surrender your insurance carefully, which is not worth the loss.