What's the difference between Shenzhen's five insurance and one gold standard and Wuhan's?

Mainly because the base of payment and the proportion of payment are different.

In 2022, there is a basic standard for the proportion of social security contributions of enterprises in Shenzhen. According to the regulations, registered employees in Shenzhen pay a social security, and units and individuals should bear 15% and 8% pension insurance, 6% and 2% medical insurance and 0.7% and 0.3% unemployment insurance respectively. The unit also undertakes 0.45% maternity insurance, 0.4% residual insurance and 0. 17% industrial injury insurance respectively. Non-Shenzhen household registration, social security units should bear the old-age insurance 14%, and the proportion of other social security contributions remains unchanged. Non-household second-class social security and medical insurance units and individuals bear the proportion of 0.5% and 0.2% respectively, and the proportion of other contributions is the same as that of non-household first-class.

The social security payment base will be adjusted every year. According to the regulations, the minimum payment base for social security in 2022 is 2360 yuan, the minimum payment for Shenzhen household registration social security level I is 1255.08 yuan, the non-household social security level I is 123 1.48 yuan, and the non-household social security level II is 699.99 yuan per month.

Wuhan: According to the regulations of Wuhan Social Security Bureau, social security units and individuals should bear 0.7% and 0% maternity insurance, 0. 1% and 0% industrial injury insurance, 0.7% and 0.3% unemployment insurance, serious illness insurance in 0 yuan and 7 yuan, 8% and 2% medical insurance, and 16% and 8%. When paying social security, you can directly participate in the insurance according to the minimum payment base of 4077 yuan, so you only need to pay 1466.57 yuan per month for the five insurances.