The difference between residential insurance and social security

The differences between residential insurance and social security are as follows:

1. Social security includes residential insurance: residential insurance is a kind of social security, and residential insurance belongs to social security. Social security includes: urban insurance, urban insurance, agricultural insurance and comprehensive insurance for foreigners. These four types of insurance refer to urban insurance for urban workers with work units, so this statement is relative to rural insurance. Urban residents without work units are insured by residents' basic old-age insurance, which is also a kind of social security, so social security includes occupational insurance and residential insurance;

2. Different types of insurance: there are only two funds in urban insurance: pension and medical insurance. Social security has hardware: old-age insurance, unemployment insurance and medical insurance, plus industrial injury insurance and family planning insurance, totaling five items.

legal ground

People's Republic of China (PRC) social insurance law

Tenth employees should participate in the basic old-age insurance, and employers and employees should pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council. Eleventh basic old-age insurance to implement the combination of social pooling and individual accounts. The basic old-age insurance fund consists of employers, individual contributions and government subsidies. Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations. Article 33 Employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, while employees shall not pay the work-related injury insurance premium. Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.